Faircent double (S.I.G.P) – review

Faircent double is a P2P lending product by Faircent. Its a riskier alternate debt investment option which can provide higher return than Fixed Deposits at higher risk.


Faircent double offer return upto 12% depending upto the term chosen. These are the returns offered at the time of writing this article.

Freedom (can withdraw any time)upto 8.25% (If kept for 1 month. Otherwise lower)
3 monthsupto 10%
6 monthsupto 11%
1 yearupto 12%


The income earned using P2P treated as other income and taxed at the slab rate of the individual.


P2P lending carries higher default risks than the regular fixed deposits or other debt instruments like Corporate deposits. Investors who understand this risk well, should only consider this option. Both risk and return are higher in this investment option.

Final Conclusion

Investors who are ok to take higher risks, can invest small amount in Faircent double product for higher returns.

Also see: Review video